← All articlesAbout Muhammad Umar
$Co-Founder & CEO
Articles by Muhammad Umar.
Sets the product and engineering direction at ASSOSIATIX—turning merchant problems into storefronts and systems that hold up at scale.
Sep 21, 2026
Stripe Managed Payments: What It Actually Covers
- Payments & Marketplaces
Stripe's new merchant-of-record product for SaaS checkouts handles tax, fraud, and disputes — but it excludes Connect marketplaces entirely.
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Sep 20, 2026
Why a Creator Marketplace Needs a Different Payment Model
- Payments
- Marketplace Architecture
- Product Strategy
A two-sided creator marketplace routes payouts to many independent payees, which is a different scoping problem than a single-merchant checkout.
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